You Need Renters Insurance!

So you don't own the property, so the landlord is responsible for the insurance, right? NO! The landlord is only responsible to insure the property and the grounds itself. You, the tenant, are responsible for your personal belongings. It can also protect you against a liability lawsuit against you.

What if there is a fire? A natural disaster? Your place gets broken in to? Who is going to replace all of your things?

BUT I CAN'T AFFORD A BIG PREMIUM!

Renters Insurance can cost as little as .50 a day, depending on what property you claim on your policy.

SOME THINGS TO THINK ABOUT WHEN GETTING A QUOTE:

• How much are your electronics worth?
• How much is your furniture worth?
• How much is your wardrobe worth?
• How much are your hobbies worth (bike, instruments)?
• How much are other household items worth?

For personal property valued at about $4300, you monthly premium would be $6-8.00 a month.